Insurance


4 Results Found

  • Protecting Your Mortgage With Life Insurance

    Assuming you have not retained a Certified Final Planner or have financial projections based on your savings goals, you will likely want to purchase enough life insurance on the life of the primary earner in order to pay your mortgage.

  • Understanding Home Warranties

    A home warranty plan is much like a warranty plan on your television or stereo; if something goes wrong within the first year you’ve purchased your home, you’re basically covered. That’s not to say you should go ahead and have a “swinging from the chandeliers” kind of housewarming party, but chances are, if you run the dishwasher one night after dinner and walk into the kitchen 45 minutes later to find sudsy water where your kitchen floor used to be, the warranty is there to help you out.

  • Understanding Home Insurance

    Home insurance, also known as homeowners or hazard insurance, is the insurance that covers your home in cases of theft, fire, accidents and so on. As car insurance covers accidents but not the usual maintenance, your home insurance will cover you if your roof is damaged during a storm, but not the usual wear and tear as happens to roofs over time.

  • Life Insurance 101

    The three key factors to be considered in term insurance are: face amount (protection or death benefit), premium to be paid (cost to the insured), and length of coverage (term).